Department of Water Resources
A daily compilation of significant news articles and comment
August 6, 2007
5. Agencies, Programs, People
FLOOD CONTROL ISSUES:
Wheatland levee reality; Town that was believed safe from flooding is now catching up - Marysville Appeal Democrat
Guest Column: Natomas flood risk exemption is bad idea -
Wheatland levee reality; Town that was believed safe from flooding is now catching up
Marysville Appeal Democrat – 8/5/07
By John Dickey, staff writer
Wheatland may seem an unlikely place for a flood.
Roy Crabtree, who has lived in the city for 44 years, has never seen the
“I just don’t think it’s a possibility,” said Crabtree. “Of course, I could be wrong.”
But the chance of a flood is prompting repairs to Reclamation District 2103’s
Wheatland is slated to be remapped into a proposed flood plain because the levees have not been certified to protect against a 100-year storm – they could be subject to underseepage problems that have caused other levees to fail. Federal Emergency Management Agency flood maps propose the city be made a special hazard flood insurance zone.
Perhaps more alarming is a recent study that found the city to be vulnerable to a 200-year flood, which has a 0.5 percent chance of occurring in any given year.
Though downtown Wheatland is on a ridge with some older sections high and dry, and the
Studies completed last year show that a 200-year flood event on the
“The majority of downtown Wheatland would be flooded,” said Ric Reinhardt, RD 2103’s engineer.
Residents surprised
That information might raise some eyebrows in the city of 3,500 people, where the conventional wisdom is that the founding fathers put the town on high enough ground to avoid flooding. The city has served as a refuge during floods. In both 1986 and 1997, American Red Cross flood evacuation centers were located at the high school.
“I think it was surprising to a lot of people,” Mayor Enita Elphick said of the city’s flood risk.
Some residents might recall Jan. 23, 1997, when half the city was briefly evacuated after the Dry Creek levee broke.
It’s doubtful that any would remember the 1903 flood, when the city was inundated with 2 feet of water on
More than $10 million will be spent in levee repairs to protect the city.
An RD 2103 contractor started a project to build 30- to 40-foot deep slurry walls in vulnerable levee segments. Plans are to also widen a 1,300-foot levee section that has eroded, and to replace corrugated metal culverts under the Grasshopper Slough levee.
RD 2103 has hired Envirocon Inc. as its contractor for this year’s $3.5 million project, the first round of work to fix the
Reinhardt said another $10 million of work next year would be needed to put in deeper slurry walls 70 to 80 feet down and complete repairs. Funding is not in place yet for the next round of work.
Levee problems stem from the mid- to late 1800s when the embankment was built from whatever material was at hand along the river – dirt that was mostly porous sand and gravel that can cause a leaky levee. Part of the levee also sits on ancient river channels.
The combination makes for an unstable levee that is prone to underseepage and won’t pass new U.S. Army Corps of Engineers requirements – which could result in Wheatland being designated a special flood hazard zone, according to preliminary FEMA maps issued last year.
Possible building restrictions
If the maps become final, the city faces restrictions on building, and its residents will have to purchase flood insurance if they hold a federally-backed mortgage.
This year’s levee repairs are funded through an agreement between the city and developers of the Heritage Oaks Estates-East and Jones Ranch subdivisions.
In return for putting up about $4 million, a fair share methodology will be developed to reimburse them for their costs above what is needed to project their projects. The money would come from a city levee improvement development fee that is not in place yet.
RD 2103 levees need to protect a growing population that would result from big development plans for Wheatland. Developers have lined up city approval for projects with more than a thousand homes near the
But unlike
City policies say flood protection has to be in place before the building starts.
“You don’t put people in harm’s way, and you fix the levees first,” said Elphick.
Reinhardt’s firm, MBK Engineers, of
“They wanted to better understand what the risk was,” said Reinhardt.
The firm found that the
Dry Creek a concern
The
“We’re looking at all the levees that protect Wheatland, also Dry Creek,” said Reinhardt. “But to date we’ve been unable to find funding to investigate those levees.”
Building permits will not be waiting on Dry Creek studies – even if that levee broke, it would not affect the development areas south of Wheatland, Wright said. So the city will go ahead and issue permits whether that levee needs repair or not.
The
http://www.appeal-democrat.com/news/city_52142___article.html/levee_flood.html
Guest Column: Natomas flood risk exemption is bad idea
By Marc Raciot, former governor of
No one expected the unprecedented damage caused by Hurricane Katrina. Following this enormous tragedy, federal, state and local officials had to reassess flood risk in many communities. The flood risk in the
The Bee devoted considerable resources to asking the question: Could the
The Bee's Deb Kollars concluded: "There is no major city in
Those dramatic conclusions should cause searing inquiry and very careful planning to prevent a devastating tragedy.
Unfortunately, that doesn't appear to be the case in the
On the one hand,
On the other hand, local governments have taken a very large and unwise step backward by deciding to request a waiver from the Federal Emergency Management Agency so development can continue unabated in the Natomas area before levees are repaired and brought up to minimum flood protection levels.
Seeking FEMA approval of an A99 zone, which would allow development to continue without limitation and require homeowners to carry flood insurance, is an extraordinary example of bad risk management and shortsighted public policy.
Approval of the A99 zone in Natomas would transfer the financial risk of unsound building policies to taxpayers across the country but does nothing to prevent losses or assist flooded homeowners. Since 1968, the federal government has underwritten flood insurance through the National Flood Insurance Program.
Adverse selection problems left no other option except for the federal government to assume the risks from flooding. Insurers and agents participate by providing underwriting and claims services to the flood insurance program, but the risk itself is borne by taxpayers. Moreover, the flood insurance program provides only a limited safety net.
It will be an ongoing challenge to ensure that homeowners in flood-prone areas such as Natomas buy and maintain flood insurance. Studies show that only about 50 percent of highest risk properties have flood insurance. In addition, 10 to 15 percent of flood policies lapse each year.
Whether provided by private companies or the federal government, insurance serves as an essential economic safety net in times of crisis. However, as welcome as an insurance check may be after disaster and injury, the best policies are mitigation and the prevention of foreseeable harm in the first place.
Insurers do not have a direct stake in the Natomas waiver debate, but the lessons insurers have learned from past catastrophes clearly warn that this is a bad idea that could set an even worse precedent for future land-use decisions.
After witnessing the
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